There is no doubt, Australian's love to dine and eat out. So why won't our super profitable banks fund hospitality loans for cafes, restaurants and bars? One of the biggest reasons that restaurants and other hospitality businesses fail is a lack of access to working capital. Luckily more and more alternative lenders are willing to "take a chance" by offering this industry access to the unsecured loans they need to succeed. 

There are a range of reasons that those in cafes and restaurants look to apply for unsecured business loans: 

  • Cover the costs of utilities like electricity or water

  • Recruit and train key employees like chefs, barmen or baristers 

  • Upgrade your essential equipment – get that new oven, upgrade the ordering system or invest in a new coffee machine of your own

  • Increase your spend on marketing to attract new profitable customers to your business

  • Invest in your staff by training them or rewarding them with extra incentives


With the ability to fund loans anywhere between $5,000 to $100,000, totally unsecured business loans approved the same day could be exactly what your business needs. 

What can a business loan do for your cafe, restaurant or bar?